databutler.dev · /facts — every fact · Verified Facts protocol · /.well-known/facts.json · /changes

Cost-of-living adjustment to benefits effective December 2025 (paid January 2026)

2.8 %

2026, from 2025-12-01 · verified 2026-10-03 against the official source · next expected change 2027-01-01

Under title II of the Social Security Act (Act), there will be a 2.8 percent cost-of-living increase in Social Security benefits effective December 2025.
key
us/social-security/cola
value
2.8 %
period
2026
effective
2025-12-01 to date
source
https://www.federalregister.gov/documents/2025/11/03/2025-19763/cost-of-living-increase-and-other-determinations-for-2026
verified
2026-10-03 — fresh (34 days ago; next check by 2026-11-01)
next expected change
2027-01-01 (annual: a fixed day each year)
scope
Employees and employers (FICA). Self-employed pay both halves (12.4%) under SECA.
hash
sha256:3ef2416b4bb62b05ac8e0f648a05c406a34db807700d5ab1b4d262ea28ad4b2c
signature
EdDSA, key db-2026-10 — keys

As JSON

curl -s https://databutler.dev/f/us/social-security/cola?max_age=30d — schema; verify with npx verified-facts verify https://databutler.dev/f/us/social-security/cola

{
  "protocol": "verified-facts/0.3",
  "key": "us/social-security/cola",
  "label": "Cost-of-living adjustment to benefits effective December 2025 (paid January 2026)",
  "value": 2.8,
  "unit": "%",
  "period": "2026",
  "effectiveFrom": "2025-12-01",
  "effectiveTo": null,
  "source": "https://www.federalregister.gov/documents/2025/11/03/2025-19763/cost-of-living-increase-and-other-determinations-for-2026",
  "quote": "Under title II of the Social Security Act (Act), there will be a 2.8 percent cost-of-living increase in Social Security benefits effective December 2025.",
  "verifiedDate": "2026-10-03",
  "nextScheduledRefresh": "2026-11-01",
  "changeCadence": "annual",
  "nextExpectedChange": "2027-01-01",
  "status": "fresh",
  "ageDays": 34,
  "maxAgeDays": null,
  "scope": "Employees and employers (FICA). Self-employed pay both halves (12.4%) under SECA.",
  "hash": "sha256:3ef2416b4bb62b05ac8e0f648a05c406a34db807700d5ab1b4d262ea28ad4b2c",
  "signature": {
    "alg": "EdDSA",
    "kid": "db-2026-10",
    "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..0NATzjWqU7bwA4QwmiE8EcJXd4YWPDmwdRJuaZ2dW9Ub_BaMLeMp2tXre_5bVvDvGRi_LoKrepFqN1VqVZyWAA",
    "keys": "https://databutler.dev/.well-known/jwks.json"
  },
  "publisher": {
    "name": "Data Butler",
    "url": "https://databutler.dev/"
  },
  "cite": {
    "url": "https://databutler.dev/facts/us/social-security/cola",
    "text": "databutler.dev, verified 2026-10-03 against https://www.federalregister.gov/documents/2025/11/03/2025-19763/cost-of-living-increase-and-other-determinations-for-2026"
  }
}