databutler.dev · /facts — every fact · Verified Facts protocol · /.well-known/facts.json · /changes

HDHP minimum annual deductible — self-only

1700 USD

2026, from 2026-01-01 · verified 2026-10-03 against the official source · next expected change 2027-01-01

a "high deductible health plan" is defined under § 223(c)(2)(A) as a health plan with an annual deductible that is not less than $1,700 for self-only coverage or $3,400 for family coverage
key
us/hsa/hdhp-min-deductible-self-only
value
1700 USD
period
2026
effective
2026-01-01 to date
source
https://www.irs.gov/pub/irs-drop/rp-25-19.pdf
verified
2026-10-03 — fresh (34 days ago; next check by 2026-11-01)
next expected change
2027-01-01 (annual: a fixed day each year)
previous
1650 USD (2025) from 2025-01-01
scope
§ 223. Catch-up for age 55+ ($1,000) is statutory and not in the Rev. Proc.
hash
sha256:f1160f5ab8c2aac839ffb82d24a53a7ffa077fe99c899aaee3b27a27480200e2
signature
EdDSA, key db-2026-10 — keys

As JSON

curl -s https://databutler.dev/f/us/hsa/hdhp-min-deductible-self-only?max_age=30d — schema; verify with npx verified-facts verify https://databutler.dev/f/us/hsa/hdhp-min-deductible-self-only

{
  "protocol": "verified-facts/0.3",
  "key": "us/hsa/hdhp-min-deductible-self-only",
  "label": "HDHP minimum annual deductible — self-only",
  "value": 1700,
  "unit": "USD",
  "period": "2026",
  "effectiveFrom": "2026-01-01",
  "effectiveTo": null,
  "source": "https://www.irs.gov/pub/irs-drop/rp-25-19.pdf",
  "quote": "a \"high deductible health plan\" is defined under § 223(c)(2)(A) as a health plan with an annual deductible that is not less than $1,700 for self-only coverage or $3,400 for family coverage",
  "verifiedDate": "2026-10-03",
  "nextScheduledRefresh": "2026-11-01",
  "changeCadence": "annual",
  "nextExpectedChange": "2027-01-01",
  "status": "fresh",
  "ageDays": 34,
  "maxAgeDays": null,
  "previous": {
    "value": 1650,
    "period": "2025",
    "effectiveFrom": "2025-01-01",
    "source": "https://www.irs.gov/pub/irs-drop/rp-24-25.pdf"
  },
  "scope": "§ 223. Catch-up for age 55+ ($1,000) is statutory and not in the Rev. Proc.",
  "hash": "sha256:f1160f5ab8c2aac839ffb82d24a53a7ffa077fe99c899aaee3b27a27480200e2",
  "signature": {
    "alg": "EdDSA",
    "kid": "db-2026-10",
    "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..1JfWve7soiiKNLoEFTEaSaUIY7G-vXpxq0NLYSpbKoIZEPo_0vCA5Orhbz00d4_khSoENMl4xlrs4x9WCha2DA",
    "keys": "https://databutler.dev/.well-known/jwks.json"
  },
  "publisher": {
    "name": "Data Butler",
    "url": "https://databutler.dev/"
  },
  "cite": {
    "url": "https://databutler.dev/facts/us/hsa/hdhp-min-deductible-self-only",
    "text": "databutler.dev, verified 2026-10-03 against https://www.irs.gov/pub/irs-drop/rp-25-19.pdf"
  }
}