databutler.dev · /facts — every fact · Verified Facts protocol · /.well-known/facts.json · /changes

Starting rate for savings (maximum)

5000 GBP/year

2026-27, from 2026-04-06 · verified 2026-10-04 against the official source · next expected change 2027-04-06

If your other taxable income (not including savings interest or dividends) is less than £17,570, you can get the starter rate for savings. This means you can earn up to £5,000 of interest and not have to pay tax on it.

key

uk/savings/starting-rate-for-savings-maximum

value

5000 GBP/year

period

2026-27

effective

2026-04-06 to date

source

https://www.gov.uk/apply-tax-free-interest-on-savings/how-much-is-tax-free

verified

2026-10-04 — fresh (33 days ago; next check by 2027-04-06)

next expected change

2027-04-06 (annual: a fixed day each year)

source checked

2026-11-02 (the newest day the automated check fetched the source page)

previous

5000 GBP/year (2025-26) from 2025-04-06

scope

UK-wide; interest in an ISA is not taxed

hash

sha256:437b97bb64b2b430ed155ead896c4e3bbe2ff2b6d529a8d357e49bb1a1140e7f

signature

EdDSA, key db-2026-10 — keys

As JSON

curl -s https://databutler.dev/f/uk/savings/starting-rate-for-savings-maximum?max_age=30d — schema; verify with npx verified-facts verify https://databutler.dev/f/uk/savings/starting-rate-for-savings-maximum

{
  "protocol": "verified-facts/0.3",
  "key": "uk/savings/starting-rate-for-savings-maximum",
  "label": "Starting rate for savings (maximum)",
  "value": 5000,
  "unit": "GBP/year",
  "period": "2026-27",
  "effectiveFrom": "2026-04-06",
  "effectiveTo": null,
  "source": "https://www.gov.uk/apply-tax-free-interest-on-savings/how-much-is-tax-free",
  "quote": "If your other taxable income (not including savings interest or dividends) is less than £17,570, you can get the starter rate for savings. This means you can earn up to £5,000 of interest and not have to pay tax on it.",
  "verifiedDate": "2026-10-04",
  "nextScheduledRefresh": "2027-04-06",
  "changeCadence": "annual",
  "nextExpectedChange": "2027-04-06",
  "sourceCheckedAt": "2026-11-02",
  "status": "fresh",
  "ageDays": 33,
  "maxAgeDays": null,
  "previous": {
    "value": 5000,
    "period": "2025-26",
    "effectiveFrom": "2025-04-06",
    "source": "https://webarchive.nationalarchives.gov.uk/ukgwa/20250630153905/https://www.gov.uk/apply-tax-free-interest-on-savings"
  },
  "scope": "UK-wide; interest in an ISA is not taxed",
  "hash": "sha256:437b97bb64b2b430ed155ead896c4e3bbe2ff2b6d529a8d357e49bb1a1140e7f",
  "signature": {
    "alg": "EdDSA",
    "kid": "db-2026-10",
    "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..Lyu1M2sQYw-P7gDvL1DgE3SJoHPb27_aDneETkY3N91c065ZWv6WR7Y6dRz-Ro5k8bUOcvUBMReDqIYhTCkdDw",
    "keys": "https://databutler.dev/.well-known/jwks.json"
  },
  "publisher": {
    "name": "Data Butler",
    "url": "https://databutler.dev/"
  },
  "cite": {
    "url": "https://databutler.dev/facts/uk/savings/starting-rate-for-savings-maximum",
    "text": "databutler.dev, verified 2026-10-04 against https://www.gov.uk/apply-tax-free-interest-on-savings/how-much-is-tax-free"
  }
}