databutler.dev · /facts — every fact · Verified Facts protocol · /.well-known/facts.json · /changes

Reduced health insurance rate (no sick-pay entitlement)

14 %

2026, from 2026-01-01 · verified 2026-10-03 against the official source · next expected change 2027-01-01

Ermäßigter Beitragssatz (kein Krankengeldanspruch) 14,0 Prozent
key
de/social-insurance/kv-ermaessigter-beitragssatz
value
14 %
period
2026
effective
2026-01-01 to date
source
https://www.bundesgesundheitsministerium.de/beitraege
verified
2026-10-03 — fresh (34 days ago; next check by 2026-12-15)
next expected change
2027-01-01 (annual: a fixed day each year)
source checked
2026-11-02 (the newest day the automated check fetched the source page)
scope
Gesetzliche Renten- (RV), Arbeitslosen- (AV), Kranken- (KV) und Pflegeversicherung (PV). Since 2025 there is no West/Ost distinction. Employee and employer each pay half of RV, AV, KV (incl. Zusatzbeitrag) and PV, except the Kinderlosenzuschlag (employee only) and Sachsen's PV split.
hash
sha256:cdfdb2e8f5d38d5e33aaaa911569c73c7344085de1f0c0c15d03d0444ac36f40
signature
EdDSA, key db-2026-10 — keys

As JSON

curl -s https://databutler.dev/f/de/social-insurance/kv-ermaessigter-beitragssatz?max_age=30d — schema; verify with npx verified-facts verify https://databutler.dev/f/de/social-insurance/kv-ermaessigter-beitragssatz

{
  "protocol": "verified-facts/0.3",
  "key": "de/social-insurance/kv-ermaessigter-beitragssatz",
  "label": "Reduced health insurance rate (no sick-pay entitlement)",
  "value": 14,
  "unit": "%",
  "period": "2026",
  "effectiveFrom": "2026-01-01",
  "effectiveTo": null,
  "source": "https://www.bundesgesundheitsministerium.de/beitraege",
  "quote": "Ermäßigter Beitragssatz (kein Krankengeldanspruch) 14,0 Prozent",
  "verifiedDate": "2026-10-03",
  "nextScheduledRefresh": "2026-12-15",
  "changeCadence": "annual",
  "nextExpectedChange": "2027-01-01",
  "sourceCheckedAt": "2026-11-02",
  "status": "fresh",
  "ageDays": 34,
  "maxAgeDays": null,
  "scope": "Gesetzliche Renten- (RV), Arbeitslosen- (AV), Kranken- (KV) und Pflegeversicherung (PV). Since 2025 there is no West/Ost distinction. Employee and employer each pay half of RV, AV, KV (incl. Zusatzbeitrag) and PV, except the Kinderlosenzuschlag (employee only) and Sachsen's PV split.",
  "hash": "sha256:cdfdb2e8f5d38d5e33aaaa911569c73c7344085de1f0c0c15d03d0444ac36f40",
  "signature": {
    "alg": "EdDSA",
    "kid": "db-2026-10",
    "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..J_nX7Yy8jJc0T-Vaid0tXGYIdS0x7NMy1ggEsbpo9W6aBe0J6dYPSBpiwWnBbk_QGHHc9N8vx3fWqXRqhv5GAQ",
    "keys": "https://databutler.dev/.well-known/jwks.json"
  },
  "publisher": {
    "name": "Data Butler",
    "url": "https://databutler.dev/"
  },
  "cite": {
    "url": "https://databutler.dev/facts/de/social-insurance/kv-ermaessigter-beitragssatz",
    "text": "databutler.dev, verified 2026-10-03 against https://www.bundesgesundheitsministerium.de/beitraege"
  }
}