{
 "protocol": "verified-facts/0.2",
 "key": "us/social-security/cola",
 "label": "Cost-of-living adjustment to benefits effective December 2025 (paid January 2026)",
 "value": 2.8,
 "unit": "%",
 "period": "2026",
 "effectiveFrom": "2025-12-01",
 "effectiveTo": null,
 "source": "https://www.federalregister.gov/documents/2025/11/03/2025-19763/cost-of-living-increase-and-other-determinations-for-2026",
 "quote": "Under title II of the Social Security Act (Act), there will be a 2.8 percent cost-of-living increase in Social Security benefits effective December 2025.",
 "verifiedDate": "2026-10-03",
 "nextScheduledRefresh": "2026-11-01",
 "status": "fresh",
 "ageDays": 10,
 "maxAgeDays": null,
 "scope": "Employees and employers (FICA). Self-employed pay both halves (12.4%) under SECA.",
 "hash": "sha256:3ef2416b4bb62b05ac8e0f648a05c406a34db807700d5ab1b4d262ea28ad4b2c",
 "signature": {
  "alg": "EdDSA",
  "kid": "db-2026-10",
  "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..0NATzjWqU7bwA4QwmiE8EcJXd4YWPDmwdRJuaZ2dW9Ub_BaMLeMp2tXre_5bVvDvGRi_LoKrepFqN1VqVZyWAA",
  "keys": "https://databutler.dev/.well-known/jwks.json"
 },
 "publisher": {
  "name": "Data Butler",
  "url": "https://databutler.dev/"
 },
 "cite": {
  "url": "https://databutler.dev/f/us/social-security/cola",
  "text": "databutler.dev, verified 2026-10-03 against https://www.federalregister.gov/documents/2025/11/03/2025-19763/cost-of-living-increase-and-other-determinations-for-2026"
 }
}