{
 "protocol": "verified-facts/0.3",
 "key": "us/social-security-benefits/max-benefit-at-fra-2027",
 "label": "Initial monthly benefit, retirement at age 67 in January 2027 with maximum-taxable earnings since age 22",
 "value": 4188,
 "unit": "USD/month",
 "period": "2027",
 "effectiveFrom": "2027-01-01",
 "effectiveTo": null,
 "source": "https://www.ssa.gov/oact/cola/examplemax.html",
 "quote": "Retirement in Jan. 2027: Retirement at age 67 AIME $11,848, monthly benefit initial $4,188.",
 "verifiedDate": "2026-10-31",
 "nextScheduledRefresh": "2026-11-01",
 "changeCadence": "annual",
 "nextExpectedChange": "2027-01-01",
 "status": "fresh",
 "ageDays": 6,
 "maxAgeDays": null,
 "previous": {
  "value": 4207,
  "period": "2026",
  "effectiveFrom": "2026-01-01",
  "source": "https://www.ssa.gov/oact/cola/examplemax.html"
 },
 "scope": "Benefit rules read from ssa.gov in a browser (ssa.gov answers 403 to automated fetches); the taxation amounts are from IRS Publication 915 (2025), the latest edition. Keys ending -2027 hold SSA figures already published for 2027; unsuffixed keys hold the 2026 value.",
 "hash": "sha256:e6fcdf418c966d5e337f0038c2dbacb39522c1744ae865933271b8963002b7d0",
 "signature": {
  "alg": "EdDSA",
  "kid": "db-2026-10",
  "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ.._jcyCJtPAq5lCumsZwWOrh9RQnnD4NC_MlbowfoPId4Vuaq0fCWnaLUX-3iNIyNi-sR7YjKQ-LoNptLkeXPTBQ",
  "keys": "https://databutler.dev/.well-known/jwks.json"
 },
 "publisher": {
  "name": "Data Butler",
  "url": "https://databutler.dev/"
 },
 "cite": {
  "url": "https://databutler.dev/facts/us/social-security-benefits/max-benefit-at-fra-2027",
  "text": "databutler.dev, verified 2026-10-31 against https://www.ssa.gov/oact/cola/examplemax.html"
 }
}