{
 "protocol": "verified-facts/0.3",
 "key": "us/social-security-benefits/early-reduction-spouse-additional-months",
 "label": "Early-retirement reduction of the spouse benefit, each month beyond the first 36",
 "value": "5/12",
 "unit": "% of spouse benefit per month (a fraction of 1%)",
 "period": "2026",
 "effectiveFrom": "2026-01-01",
 "effectiveTo": null,
 "source": "https://www.ssa.gov/oact/quickcalc/earlyretire.html",
 "quote": "The percentage reduction is 25/36 of 1% per month for the first 36 months and 5/12 of 1% for each additional month.",
 "verifiedDate": "2026-10-31",
 "nextScheduledRefresh": "2026-11-01",
 "changeCadence": "annual",
 "nextExpectedChange": "2027-01-01",
 "status": "fresh",
 "ageDays": 6,
 "maxAgeDays": null,
 "scope": "Benefit rules read from ssa.gov in a browser (ssa.gov answers 403 to automated fetches); the taxation amounts are from IRS Publication 915 (2025), the latest edition. Keys ending -2027 hold SSA figures already published for 2027; unsuffixed keys hold the 2026 value.",
 "hash": "sha256:204b8f9cdf27b7b5df89df7021ec4ec8eee9960b07640f0ba34ecc51a4edceb5",
 "signature": {
  "alg": "EdDSA",
  "kid": "db-2026-10",
  "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..7rzfm2xKcFcLIesycDN5HxHVsZBs0uJDDVpRbYPl9OX6GaCYv27zumjnKvB18Pj6XR3fZZVjp6f3vMbcYkEmDw",
  "keys": "https://databutler.dev/.well-known/jwks.json"
 },
 "publisher": {
  "name": "Data Butler",
  "url": "https://databutler.dev/"
 },
 "cite": {
  "url": "https://databutler.dev/facts/us/social-security-benefits/early-reduction-spouse-additional-months",
  "text": "databutler.dev, verified 2026-10-31 against https://www.ssa.gov/oact/quickcalc/earlyretire.html"
 }
}