{
 "protocol": "verified-facts/0.3",
 "key": "us/social-security-benefits/cola-2027",
 "label": "Cost-of-living adjustment beginning with December 2026 benefits (payable January 2027)",
 "value": 3.6,
 "unit": "%",
 "period": "2027",
 "effectiveFrom": "2026-12-01",
 "effectiveTo": null,
 "source": "https://www.ssa.gov/oact/cola/latestCOLA.html",
 "quote": "Social Security benefits will increase by 3.6 percent beginning with the December 2026 benefits, which are payable in January 2027.",
 "verifiedDate": "2026-10-31",
 "nextScheduledRefresh": "2026-11-01",
 "changeCadence": "annual",
 "nextExpectedChange": "2027-01-01",
 "status": "fresh",
 "ageDays": 6,
 "maxAgeDays": null,
 "previous": {
  "value": 2.8,
  "period": "2026",
  "effectiveFrom": "2025-12-01",
  "source": "https://www.federalregister.gov/documents/2025/11/03/2025-19763/cost-of-living-increase-and-other-determinations-for-2026"
 },
 "scope": "Benefit rules read from ssa.gov in a browser (ssa.gov answers 403 to automated fetches); the taxation amounts are from IRS Publication 915 (2025), the latest edition. Keys ending -2027 hold SSA figures already published for 2027; unsuffixed keys hold the 2026 value.",
 "hash": "sha256:a20acc205a4fa62f9f3b632e335aef4c3e57ba994f971dea948e401dbe617643",
 "signature": {
  "alg": "EdDSA",
  "kid": "db-2026-10",
  "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..k64yiWbiQHP4HErCa0uLhNtS9k_PaGW-Q8hHunTepLnravl9ttw90_l4QAMQKy_naltKR1YpOBhjNN7G6NtJCA",
  "keys": "https://databutler.dev/.well-known/jwks.json"
 },
 "publisher": {
  "name": "Data Butler",
  "url": "https://databutler.dev/"
 },
 "cite": {
  "url": "https://databutler.dev/facts/us/social-security-benefits/cola-2027",
  "text": "databutler.dev, verified 2026-10-31 against https://www.ssa.gov/oact/cola/latestCOLA.html"
 }
}