{
 "protocol": "verified-facts/0.3",
 "key": "jp/cali/passenger-25m",
 "aliases": [
  "jp/cali/passenger-25m-from-2026-11"
 ],
 "label": "Private passenger car, 25-month policy starting on or after 2026-11-01",
 "value": 19070,
 "unit": "JPY",
 "period": null,
 "effectiveFrom": "2026-11-01",
 "effectiveTo": null,
 "source": "https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf",
 "quote": "基準料率〔その５ ２８か月～２１か月契約〕 自家用乗用自動車 25か月 19,070（2026-10-31 read）",
 "verifiedDate": "2026-11-01",
 "nextScheduledRefresh": "2026-11-28",
 "changeCadence": "irregular",
 "nextExpectedChange": null,
 "sourceCheckedAt": "2026-11-02",
 "status": "fresh",
 "ageDays": 5,
 "maxAgeDays": null,
 "previous": {
  "value": 18160,
  "period": null,
  "effectiveFrom": "2023-04-01",
  "source": "https://www.mlit.go.jp/jidosha/jibaiseki/common/data/ryouritsuhyo.pdf"
 },
 "scope": "離島以外の地域（沖縄県を除く）; 自家用乗用自動車 and 軽自動車（検査対象車）. The revised table (GIROJ filing of 2026-04-30, FSA 第153回 自賠責保険審議会) applies to policies whose term (保険期間) starts on or after 2026-11-01; each key's previous is the 2023-01-18 table that applied from 2023-04-01 to 2026-10-31. 12/24/36-month amounts read from the FSA document, 25/37-month from GIROJ's filed table. The …-from-2026-11 keys published before the switch are aliases of these keys.",
 "hash": "sha256:4430b0a703acc6a13595ce23729b1d953b512f0ddfad789a89b60445746c1ae2",
 "signature": {
  "alg": "EdDSA",
  "kid": "db-2026-10",
  "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..naP9mW9wNnuWzd4U1LWYC-pjcCA8SFi--apIJxN2HvVZ1Vnzu4jvvfbUluKYLACbKm_TAgmUtyhV7lcj0ToUAw",
  "keys": "https://databutler.dev/.well-known/jwks.json"
 },
 "publisher": {
  "name": "Data Butler",
  "url": "https://databutler.dev/"
 },
 "cite": {
  "url": "https://databutler.dev/facts/jp/cali/passenger-25m",
  "text": "databutler.dev, verified 2026-11-01 against https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf"
 }
}