{
 "protocol": "verified-facts/0.2",
 "key": "de/social-insurance/kv-durchschnittlicher-zusatzbeitrag",
 "label": "Average supplementary health insurance contribution rate announced by the BMG for 2026 (total; split equally employee/employer; each Krankenkasse sets its own actual rate)",
 "value": 2.9,
 "unit": "%",
 "period": "2026",
 "effectiveFrom": "2026-01-01",
 "effectiveTo": null,
 "source": "https://www.bundesgesundheitsministerium.de/beitraege",
 "quote": "Für das Jahr 2026 beträgt der durchschnittliche Zusatzbeitragssatz 2,9 Prozent.",
 "verifiedDate": "2026-10-03",
 "nextScheduledRefresh": "2026-12-15",
 "status": "fresh",
 "ageDays": 10,
 "maxAgeDays": null,
 "previous": {
  "value": 2.5,
  "period": "2025",
  "effectiveFrom": "2025-01-01",
  "source": "https://www.bundesanzeiger.de/pub/publication/lErtX3qtBqz33CLzogK/content/lErtX3qtBqz33CLzogK/BAnz%20AT%2007.11.2024%20B4.pdf?inline="
 },
 "scope": "Gesetzliche Renten- (RV), Arbeitslosen- (AV), Kranken- (KV) und Pflegeversicherung (PV). Since 2025 there is no West/Ost distinction. Employee and employer each pay half of RV, AV, KV (incl. Zusatzbeitrag) and PV, except the Kinderlosenzuschlag (employee only) and Sachsen's PV split.",
 "hash": "sha256:4a7d2000a2c874ec61bc18fa4b2c16420c6b024aefbeb9fafcf13eeb9e83e499",
 "signature": {
  "alg": "EdDSA",
  "kid": "db-2026-10",
  "jws": "eyJhbGciOiJFZERTQSIsImtpZCI6ImRiLTIwMjYtMTAifQ..VBhNmGe0rhp-gwKbm3hWCdeykxK5YDLXolnG6BmENYBzqgppmxIsOFvtazhLWNdjfF_iu8OapMgdjebkk6uxCw",
  "keys": "https://databutler.dev/.well-known/jwks.json"
 },
 "publisher": {
  "name": "Data Butler",
  "url": "https://databutler.dev/"
 },
 "cite": {
  "url": "https://databutler.dev/f/de/social-insurance/kv-durchschnittlicher-zusatzbeitrag",
  "text": "databutler.dev, verified 2026-10-03 against https://www.bundesgesundheitsministerium.de/beitraege"
 }
}