{"attribution":"databutler.dev","docs":"https://databutler.dev/api","note":"Entries newest first: from/to, effectiveFrom, the official source, and a maintainer note where recorded.","protocol":"verified-changes/0.1","schema":"https://databutler.dev/schema/changes.v0.json","publisher":{"name":"Data Butler","url":"https://databutler.dev/"},"generated":"2026-10-05","since":"2026-08-31","area":"policy-rates","coverageStart":"2026-08-31","areasCovered":["uk-rates","uk-exams","vehicles","software-eol","policy-rates","us-rates","de-rates","uk-vehicle-rules","uk-exam-dates","calendar","uk-gov-process"],"count":6,"entries":[{"area":"policy-rates","key":"boe/bank-rate","label":"Bank of England: Bank Rate","from":4,"to":3.75,"unit":"%","bank":"boe","bankName":"Bank of England","decisionDate":"2025-12-18","effectiveFrom":"2025-12-18","source":"https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2025/december-2025","verifiedDate":"2026-10-03","note":"MPC meeting ending 17 December 2025 (decision published 18 December 2025): Bank Rate reduced by 0.25 percentage points from 4.00% to 3.75%, vote 5–4. Held at 3.75% at the June, July and September 2026 meetings (latest published 17 September 2026); next decision due 5 November 2026. Verified 2026-10-03 against the Bank Rate page and the Bank Rate history table."},{"area":"policy-rates","key":"fed/target-range-lower","label":"US Federal Reserve: Federal funds target range — lower bound","from":3.5,"to":3.75,"unit":"%","bank":"fed","bankName":"US Federal Reserve","decisionDate":"2026-09-16","effectiveFrom":"2026-09-17","source":"https://www.federalreserve.gov/newsevents/pressreleases/monetary20260916a.htm","verifiedDate":"2026-10-03","note":"FOMC meeting of 15–16 September 2026 (statement 16 September 2026, vote 12–0): target range for the federal funds rate raised by 1/4 percentage point from 3.50–3.75% to 3.75–4.00% (lower bound), effective 17 September 2026 per the implementation note. The previous range had applied since 11 December 2025. Next meeting 27–28 October 2026."},{"area":"policy-rates","key":"fed/target-range-upper","label":"US Federal Reserve: Federal funds target range — upper bound","from":3.75,"to":4,"unit":"%","bank":"fed","bankName":"US Federal Reserve","decisionDate":"2026-09-16","effectiveFrom":"2026-09-17","source":"https://www.federalreserve.gov/newsevents/pressreleases/monetary20260916a.htm","verifiedDate":"2026-10-03","note":"FOMC meeting of 15–16 September 2026 (statement 16 September 2026, vote 12–0): target range for the federal funds rate raised by 1/4 percentage point from 3.50–3.75% to 3.75–4.00% (upper bound), effective 17 September 2026 per the implementation note. The previous range had applied since 11 December 2025. Next meeting 27–28 October 2026."},{"area":"policy-rates","key":"ecb/deposit-facility","label":"European Central Bank: Deposit facility rate","from":2.25,"to":2.5,"unit":"%","bank":"ecb","bankName":"European Central Bank","decisionDate":"2026-09-10","effectiveFrom":"2026-09-16","source":"https://www.ecb.europa.eu/press/pr/date/2026/html/ecb.mp260910~314e508016.en.html","verifiedDate":"2026-10-03","note":"Governing Council monetary policy meeting of 10 September 2026: the three key ECB interest rates raised by 25 basis points with effect from 16 September 2026 — deposit facility rate 2.25% → 2.50%, the rate through which the Council steers the monetary policy stance. The previous level had applied since 17 June 2026. Next monetary policy meeting 28–29 October 2026."},{"area":"policy-rates","key":"ecb/main-refinancing","label":"European Central Bank: Main refinancing operations rate (fixed rate tenders)","from":2.4,"to":2.65,"unit":"%","bank":"ecb","bankName":"European Central Bank","decisionDate":"2026-09-10","effectiveFrom":"2026-09-16","source":"https://www.ecb.europa.eu/press/pr/date/2026/html/ecb.mp260910~314e508016.en.html","verifiedDate":"2026-10-03","note":"Governing Council monetary policy meeting of 10 September 2026: the three key ECB interest rates raised by 25 basis points with effect from 16 September 2026 — main refinancing operations rate 2.40% → 2.65%. The previous level had applied since 17 June 2026. Next monetary policy meeting 28–29 October 2026."},{"area":"policy-rates","key":"ecb/marginal-lending","label":"European Central Bank: Marginal lending facility rate","from":2.65,"to":2.9,"unit":"%","bank":"ecb","bankName":"European Central Bank","decisionDate":"2026-09-10","effectiveFrom":"2026-09-16","source":"https://www.ecb.europa.eu/press/pr/date/2026/html/ecb.mp260910~314e508016.en.html","verifiedDate":"2026-10-03","note":"Governing Council monetary policy meeting of 10 September 2026: the three key ECB interest rates raised by 25 basis points with effect from 16 September 2026 — marginal lending facility rate 2.65% → 2.90%. The previous level had applied since 17 June 2026. Next monetary policy meeting 28–29 October 2026."}],"freshness":{"verifiedDate":"2026-10-05","nextScheduledRefresh":null,"staleness":"live"},"cite":{"url":"https://databutler.dev/r/changes?since=2026-08-31&area=policy-rates","text":"databutler.dev, computed live 2026-10-05 against https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2025/december-2025"}}